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Rates

Loan Rates Fee Schedule Savings Rates Disclosures

Effective as of: 9/2024
Fee Schedule
Membership Fee$5.00
Check Copy$5.00 / Copy
Statement Copy or Account History$5.00 / Copy
Overdraft Transfer$3.00/transfer
Early Account Closure$25.00 if closed within 90 days
Account Reconcilement or Research$20.00/hour with $10.00 minimum
Deposited Returned Item/Returned Payment (any reason) $30.00/item
Dormant Account $5.00/month after 1 year
Inactive Account$2.00/year after 1 year
Bad Address$8.00/item returned
MSR Assisted Password Reset$3.00
Same Day ACH Origination – MSR assisted $10.00
Teller Check to 3rd Party$8.00/item
Temporary Check Sheet $3.00
ATM Withdrawals (after 3 per month)$3.00/transaction
Identity Verification$5.00
Outgoing ACH Origination (next day) – MSR assisted $3.00
Stop Payment (paper or electronic)$30.00/item
Courtesy Pay$30.00/item cleared
Photocopy or Loan Doc Printing$1.00/page
Per Cleared Draft (after 2 per month)$0.50/item
Manual Draft Processing $10.00 per draft paid
Minimum Average Balance Not Met $12.00/month
Bill Payment (enrolled members) – waived when more than 3 bills are paid$6.00/month
Paper Statements (checking accounts) $3.00/statement/cycle
Early Withdrawal for Club Accounts$30.00
Skip Payment Fee - see Your skip payment agreement for additional details$35.00
VISA Debit Card
Card Replacement Fee$6.00
Expedited Delivery Fee $18.00
Escheat Service$60.00
Legal Process$60.00/item
***** Levy, Garnishment, or other legal process whether or not funds are collected
Sub-Par Share Balance – below $25.00 minimum$5.00/month
Loan Documentation - Personal $30.00/loan
Loan Documentation - QC/QCP$50.00/loan
Web Envelope Re-send$5.00/borrower
***** After 2 sends
Collection Items$15.00/item
FedEx Standard$12.00
FedEx Weekend or Priority$18.00
CARFAX ReportsVaries